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Our Share Savings Account establishes
membership in the credit union with a $15.00 deposit. It
is named a share account because a member has a share-ownership
in the credit union. Once this account is open, members may
utilize the other products and services of the credit union. A
share savings account at your Credit union is an investment in
your financial future. Dividends are computed and paid monthly.
A share draft (Checking)
account is a great leap beyond ordinary checking. First,
there is NO SERVICE CHARGE. No minimum balance is required
and the carbonless checks give you a receipt every time you write
a share draft (check). Deposits can be made by payroll deduction,
direct deposit, by mail or in person. Overdraft Protection
is available with credit approval. A share draft checking
account makes your Credit Union available every day of the week.
Our Christmas
club account allows our members to make deposits throughout the
year to save for Holiday expenses. The funds in the account
are transferred to our members regular savings account during the
month of October.
Special
Share accounts may be used for a variety of purposes such as saving
for a vacation, a special event, etc.
We offer IRA’s, Traditional and Roth. An IRA is a great opportunity for you to save towards
retirement. Your Credit Union pays competitive IRA rates,
and has NO SERVICE CHARGE. Your Credit Union currently
has several plans available for contributing to an IRA.
Our certificates are a fixed deposit account
for a specific term and pay higher dividends than the share account. A
member can purchase various terms of certificates, starting as
low as $500.00. The rates are set by the Board of Directors and
are competitive with other local financial institutions.
A Visa Check Card works just like a check. Use it instead of cash, credit or writing a
share draft (check) wherever VISA is accepted by millions of merchants. The
Visa Check Card is also an ATM card. Use it to get cash at
ATMs everywhere.
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Share Savings Accounts
IRA Accounts
